1. Introduction

This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use Afterpay services through our website. By using Afterpay on our platform, you agree to the terms of this Privacy Policy.

2. Information We Collect

2.1 Personal Information

When you use Afterpay on our website, we collect:

• Full name
• Email address
• Billing address
• Shipping address
• Phone number
• Payment information
• Purchase history
• Date of birth
• Government-issued identification (when required)

2.2 Technical Information

We automatically collect:

• IP address
• Browser type
• Device information
• Cookies and tracking technologies
• Usage data related to your Afterpay transactions

3. How We Use Your Information

We use your personal information to:

• Process your Afterpay payments and installments
• Verify your identity and assess eligibility for Afterpay services
• Communicate about your purchases and payments
• Prevent fraud and unauthorized activities
• Improve our services and user experience
• Comply with legal obligations
• Send relevant updates and marketing communications (with your consent)

4. Information Sharing

4.1 Sharing with Afterpay

We share necessary personal information with Afterpay to:

• Process your payments
• Verify your identity
• Assess creditworthiness
• Manage installment payments
• Prevent fraud

4.2 Other Third Parties

We may share your information with:

• Payment processors
• Fraud prevention services
• Legal authorities when required by law
• Service providers who assist in our operations

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• Encryption of sensitive data
• Regular security assessments
• Access controls
• Secure data storage
• Regular system updates

6. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Opt-out of marketing communications
• Withdraw consent for data processing
• Request data portability
• File a complaint with relevant authorities

7. Data Retention

We retain your personal information for as long as necessary to:

• Complete your Afterpay transactions
• Fulfill our legal obligations
• Resolve disputes
• Prevent fraud
• Enforce our agreements

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.

9. Children’s Privacy

Our Afterpay services are not intended for users under 18 years of age. We do not knowingly collect or process personal information from children.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of any material changes through:

• Email notifications
• Website announcements
• App notifications